The QuickCash Personal Loan (referred to as "Company," "us," "we," or "our") has developed a Privacy Policy ("Privacy Policy") to explain how we manage private information, as defined below, and to emphasize our commitment to protecting and respecting your privacy and the personal information and data used on the blogger platform.

We highly value your rights and recognize the significance of maintaining the privacy and security of your information. We utilize data collection tools that offer transparency, accountability, and options regarding the management of your personal information.

If you wish to delete your private information from our databases, you will have access to contact information for that purpose.

The Privacy Policy applies to all residents of the United States of America and other countries, as the services provided by the Website cater to both US residents and residents of other countries. The Privacy Policy adheres to and complies with the laws of the United States. By registering on the Website, you willingly and explicitly accept, without limitation or qualification, the collection, use, and transmission of your data in accordance with the terms outlined in this Privacy Policy. We encourage you to carefully review this Privacy Policy to understand the implications it has on your rights and responsibilities while using the Website.

If you do not agree with the Company's practices and the Terms and Conditions that govern its operations, please refrain from engaging in any transactions, contacting the Blogger, registering on the Website, or providing us with your details or personal information. If you have any questions or need clarification regarding our privacy practices or this Privacy Policy, please do not hesitate to contact us via email or the provided contact details on the Website. For inquiries, please use the following email address: dnilesh025@gmail.com

This website is exclusively intended for legal residents of the United States who are 18 years of age or older. By choosing to use this website, you voluntarily and explicitly acknowledge that you have read, understood, and agreed to the terms of the Privacy Policy and the Terms and Conditions set forth by the company. If you do not comprehend or disagree with the Privacy Policy or other binding documents associated with the website or the company, it is advised that you refrain from using the website's services.

1. Collection of Information:

When you use this Website or its associated services, you provide certain information that the Company collects and utilizes in accordance with this Privacy Policy. Upon registration, you have the option to voluntarily provide personally identifiable information ("PII"), which we collect and use within the boundaries of this policy. PII refers to unique identification and contact details of individuals. If you do not require any services, you may choose not to provide PII. PII includes, but is not limited to, the following: your first and last names, date of birth, and contact information such as telephone number, email address, mailing address, home address, zip code, social security number, bank account details, financial and employment information, and driver's license number. Collectively, these are referred to as "PII." We use your social security number (SSN) and banking information solely to facilitate the search and connection service, and we do not share it with any third party unless necessary to perform the service you have agreed to or as required by applicable law.

Additionally, we may collect non-personally identifiable information ("NPII") when you browse through the pages of this Website. NPII consists of details that we use to generate and analyze usage patterns and behaviors on the Website, allowing us to tailor it to your needs. This type of information is collected regardless of whether you register or voluntarily submit your details on the Website. NPII includes, but is not limited to, the following: user's browser, Internet Protocol ("IP") address, operating system, referral/exit pages, date/time stamp, and/or domain name of the Internet service provider enabling the connection.

We reserve the right to share NPII with third parties at our discretion.

2. Use and Sharing of PII

When you interact with the Website, we require your PII. We understand the importance of your privacy and make every effort to comply with relevant legislation, including privacy protection acts applicable in your state or location.

The information you provide is primarily used to fulfill your requests, respond to your applications, and facilitate connections with third-party products, services, offers, or promotions based on your inquiries. Additionally, we may use the information you voluntarily provide with your consent for fraud prevention measures and other purposes permitted by applicable law. Before utilizing your information, we obtain your authorization to share the collected data as outlined in this policy.

When you provide us with PII, we use it to streamline access to services and products offered by third-party lenders we officially collaborate with, aligning with your expressed interests.

Certain aspects of your PII (excluding SSN and banking details) may be shared with authorized third parties to enhance service delivery and provide technical support on our behalf. These third-party entities are contractually obligated to protect your information and are prohibited from sharing it with other third parties or using it for purposes beyond those specified. Your information may also be shared with consumer reporting agencies and related entities authorized to collect such information through third-party sources.

In cases where it is deemed necessary, we may, at our discretion, disclose any or all information as legally required, including responding to legal processes, protecting the rights or property of the Company and its affiliates, preventing crime or safeguarding national security, or ensuring the personal safety of our users or the public.

Furthermore, in the event of a merger, consolidation, or substantial asset acquisition, we may disclose and transfer any or all information to a third party. If the Company becomes subject to insolvency proceedings, whether voluntary or involuntary, our liquidator, or we ourselves, as well as administrators, receivers, or administrative receivers, may transmit, sell, license, or dispose of the information through court-approved transactions. In such cases, we may inform our customers about the sale of a significant part or all of our business to a third party through email notifications or prominent notices on the Website. It is possible that data recipients in any of these situations may be located in any country worldwide.

First and third-party marketing

We want to inform you that the Company reserves the exclusive right to sell or share some of your personally identifiable information (PII) with various individuals, including but not limited to third-party lenders, advertisers within the Company's network, independent marketing organizations, information resellers, and third-party marketers (collectively referred to as "Third Party Marketers"). Some of these Third Party Marketers may sell your information to advertisers and retailers who may present you with offers for goods or services. The information we transmit may be sold and further shared among Third Party Marketers, with or without using technology information. Separate lists may be created and maintained for different purposes. If you wish to discontinue your participation in a particular list, you can easily unsubscribe using the option button provided at the bottom of the corresponding service-related message.

Both the Company and Third Party Marketers may use your details to contact you for marketing purposes, including direct mail, email, telemarketing calls, short messages, and online banner advertisements. Furthermore, your PII may be used to track your online activity across different websites (within the limits of applicable law) in order to enhance your user profile, deliver targeted advertising for products and/or services, and determine the online areas you visit most frequently.

Although the agreement may specify the number of third parties that can access your PII, we may have limited or no access to their privacy practices and therefore have no influence over how they use your information. Consequently, Third Party Marketers may retain or use some of your PII even if you decline to use their products and/or services. To obtain a complete understanding of their privacy and information sharing practices, you should contact these third parties directly. Please contact the third parties if you wish to remove your information from their list or if you have any questions regarding their services.

By continuing to use the website's services, you agree to the terms outlined above regarding the sharing of your information with third parties and understand the potential consequences. This allows us to share aggregated anonymous data derived from the PII you provide when visiting the Website or using the service. Your PII may be used, among other purposes, to offer you products and services based on demographic and behavioral information.

For more information about the use of PII and non-personally identifiable information (NPII) by the Company and Third Party Marketers, please refer to Sections 3 and 4 of this document.

PLEASE NOTE THAT YOU CAN AVOID CONTACTING US AND RECEIVING FURTHER INFORMATION BY DECLINING TO SUBMIT YOUR PERSONAL INFORMATION. IF YOU HAVE ALREADY SHARED YOUR PERSONAL DATA AND WISH TO OPT OUT AND HAVE YOUR INFORMATION REMOVED FROM OUR DATABASE, YOU CAN SEND A REQUEST TO THE FOLLOWING EMAIL ADDRESS: CONTACT@first-lend.com. ONCE YOUR REQUEST TO REMOVE YOUR INFORMATION FROM OUR DATABASE IS RECEIVED, YOU CAN REST ASSURED THAT IT WILL NO LONGER BE USED FOR SECONDARY PURPOSES, DISCLOSED TO THIRD PARTY MARKETERS, OR USED BY US TO SEND PROMOTIONAL COMMUNICATIONS. HOWEVER, PLEASE NOTE THAT THE COMPANY BEARS NO RESPONSIBILITY FOR THIRD PARTY PROMOTIONAL COMMUNICATIONS SENT TO YOU, REGARDLESS OF YOUR ACTIVITY ON THE WEBSITE.

Credit Implications:

The third-party lenders we collaborate with have access to your personal information and may check, without limitation, your social security number, driver's license number, and other qualifying information. They use these verification methods to review your information against national databases and assess your credibility, credit standing, and capacity. Please be aware that multiple requests to major credit bureaus (Equifax, Transunion, and Experian) may result in a decrease in your credit score. By providing and sharing your personal information through the Website, you agree to enable third parties to

 verify your information and assess your credibility using the methods indicated in their terms.

 

 3. Email and Telemarketing

 If you register on the Website and agree to the Company's terms, you acknowledge that the Company may provide your personally identifiable information (PII) to the designated Third Party Marketers. You understand that both the Company and Third Party Marketers may use your information for advertising purposes, including email and telemarketing calls.

By willingly agreeing to receive telemarketing calls, both the Company and Third Party Marketers can use your PII (excluding your social security number and banking information) for direct or indirect advertising. The telephone number you provide, including your cellphone number, may be used to make calls offering assistance with your loan inquiries or other credit products or services that align with your expressed interests (regardless of whether your number(s) are listed on a corporate, state, or federal Do-Not-Contact registry or suppression list).

By registering on the Website, you acknowledge that your request and registration are considered an intent to make a purchase. The processing of your inquiry and application is in compliance with the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR"). Therefore, even if your telephone number is listed on the Federal Trade Commission's Do-Not-Call List, you have accepted and authorized us to contact you via telemarketing in accordance with the ATSR. Additionally, when you request the Website's service or seek information from a Third Party Marketer or related media, and provide your information, you accept that your inquiry is considered an attempt to make a purchase. Consequently, according to the ATSR rules, the respective Third Party Marketer may contact you via telemarketing means.

Regarding all telemarketing campaigns, please be aware that you agree to and understand the charges and responsibilities associated with this service. You also confirm that you are at least eighteen (18) years old and authorized to use the mobile device. Your wireless carrier and service provider may collect information about your mobile device usage, and their practices are governed by their own policies.

4. How the Company Uses Third-Party Cookies, Web Beacons, Pixel Tags, Log Files and Online Behavioral Technologies

When using the Website or receiving emails, you may encounter the use of cookies, web beacons, pixel tags, browser analysis tools, and web server logs by the Company and Third Party Marketers (such as advertisers and advertisements). These tools are employed to monitor your online behavior, collect information about the operating system and browser you use, track the web pages and emails you view, record the IP addresses of the devices you use, and analyze your interactions with online services. They also capture information about your clicks, usage of online advertisements and webpage links, as well as details such as your system's language, time zone, and location.

Cookies, in particular, are small, unique files assigned by a webpage server to users when they visit those pages and perform activities like clicking and linking. These files add information about your behavior to your unique profile and can be stored in web server logs and on your computer. Later, they are transmitted to us and/or Third Party Marketers by your computer. Cookies can provide insights into your online behavior, preferences, account information, and browsing habits. The Company or Third Party Marketers may recognize you when you revisit their sites and deliver services tailored to your interests based on your online behavior. These files also assist in fraud detection and improve your browsing experience.

Cookies can have different lifespans. "Session" cookies are temporary and are used to manage page views and perform other functions. They are erased as soon as you exit the browser. "Persistent" cookies, on the other hand, are stored on your computer for longer periods and are utilized after you end the browser session. You can configure your browser to request your permission every time a cookie is set or modify your browser preferences regarding cookies according to your preferences.

Additionally, pixel tags and web beacons are small graphic images placed on webpages or emails to monitor user actions. When a user opens a page or email, these tags and beacons generate information about the actions performed during the session. They enable the measurement of responses to communications and the improvement of related promotions.

IP addresses, browser type, Internet service provider, referring/exit pages, platform type, date/time stamp, and the number of clicks are log files used for analyzing user behavior, site administration, tracking user activity, and gathering aggregated demographic information.

The Company and/or Third Party Marketers compile various information from cookies and other technologies mentioned above, including the websites visited before and after accessing the Website, as well as activities performed over time and across third-party websites and online services.

5. Managing Your Privacy

We employ various methods and analyze your data to enhance your personalized online experience. However, we provide options that allow you to restrict the information you share with us if you wish to limit communication with our service and third-party marketers.

To prevent your information from being shared with first and third parties and reduce online tracking through cookies, web beacons, and other technologies on websites or email banners, you can take the following actions:

1. Refrain from visiting the website.

2. Utilize technologies that alter your IP address.

3. Decline to click on or interact with any advertisements or links.

If you want to learn more about cookies, you can visit http://www.cookiecentral.com/ and http://www.aboutads.info. These websites provide information on managing browser preferences and offer instructions on accepting or rejecting all cookies, as well as requesting notifications when a cookie is sent. Browser-specific options can also be found in the help section, where you can obtain instructions on removing cookies and accessing other privacy and security settings.

Please note that the industry-standard Do-Not-Track protocol has not been established at this time. Therefore, the methods employed by our company to collect and manage information adhere to the terms outlined in our Privacy Policy, regardless of any "Do Not Track" signals that certain browsers may send. However, if you wish to opt out of specific services provided by third-party marketers, you can visit www.networkadvertising.org/consumer/opt_out.asp.

If you decide to discontinue communication with our company and/or third-party marketers, the messages you receive will contain instructions on how to opt out step by step.

If you prefer not to be tracked by first and third parties through cookies, web beacons, and other technologies within email messages, you can unsubscribe from the email list using the provided unsubscribe link.

6.Your Personally Identifiable Information Security

The company ensures the security of your personally identifiable information (PII) within its database by utilizing a high-end security system. This system safeguards your information from unauthorized access by malicious programs, ensuring accurate maintenance and appropriate usage of the provided data. In addition to employing physical, electronic, and managerial security measures and procedures, we take all necessary precautions to protect your information from loss, improper usage, and alteration.

Your PII is never publicly used, and access to the data you provide is strictly limited. Only authorized employees have access to PII, and they are restricted to using the information solely for performing specific functions within the office premises and carrying out the procedures for which you have given your consent. All employees with access to PII are committed to ensuring its security and privacy to the best of their abilities. Any employee who fails to adhere to our policies will face disciplinary actions.

However, the company cannot guarantee that the security measures in place will completely prevent violations or illegal interventions on its computers and other devices, nor can it guarantee that stored data will be immune from theft or alteration. In such cases, the company cannot be held responsible for these actions. Nevertheless, you have the option to request the erasure or alteration of your information from our databases, as detailed below.

In the event of a security breach, we promise to notify you about the status of your PII in accordance with applicable federal and state laws. Additionally, third-party marketers are contractually obligated to protect your PII to the extent reasonably possible.

7. No Information Collected from Children

We strongly encourage parents to actively monitor their children's online activities and keep track of their online operations. We want to assure you that we do not collect any information, including personally identifiable information (PII), about children under the age of eighteen (18) years old. If we receive any information from a child or any information connected to the PII of a child under the age of eighteen (18) years old, we will promptly delete it.

Since we do not receive or store any data about children, we do not manage or share such information with third parties. Our Privacy Policy is designed to comply with the Children's Privacy Protection Act (COPPA), ensuring the protection of children's privacy.

8. Consent to Electronic Disclosures

By submitting information through our website, you are giving your consent to receive periodic notifications, documents, and disclosures from our company electronically. This consent also applies to the information you provide on our website and any future communications from our company or third-party marketers. By submitting your information, you are implying your acceptance of disclosures, notifications, and documents in accordance with our Privacy Policy. If you wish to withdraw your consent before submitting the information, simply exit the website or close your browser. Please note that you will not be able to submit any information if you withdraw consent in this manner. Once the information has been submitted, you can withdraw consent from third-party marketers by contacting them directly. It is important to consider any electronically shared notifications, documents, or disclosures as being "in writing," and it is recommended to print a copy for your records.

According to the Federal Electronic Signatures in Global and National Commerce Act, users agree to the following:

1. Receive documents, disclosures, and notifications in an electronic format.

2. Provide the information required by our company and third-party marketers to conduct business electronically.

3. Provide our company with a complete and correct email address and other necessary information to receive electronic notifications, disclosures, and documents.

By completing and submitting information through our website, you acknowledge that you have read and agreed to the terms of our Electronic Disclosure Agreement.

Our company and third-party marketers reserve the right to discontinue electronic provisions of documents and notifications at any time, with prior notification as required by law. As a means to process records more efficiently, facilitate electronic commerce, and reduce storage costs, users agree that all records can be stored electronically. Neither our company nor any third party is obligated to retain original hardcopy documents beyond regulated requirements. This applies to all disclosures, documents, and notifications. Users also understand that electronic records can be routinely destroyed after a period of time determined by regulatory requirements. Electronic storage of records can be done through internal processes or approved third-party processes for scanning, imaging, or filming. By consenting, you agree that these records can be recognized and used as evidence to validate rights, obligations, and agreements between all parties. Our company will retain information for as long as necessary to provide our services to users.

9. Links to Other Websites and Third Party Privacy Practices

Our company may provide links to third-party sources for additional information and convenience. We encourage these third parties to have privacy policies in place to protect the use of your personally identifiable information (PII). However, it's important to note that the use of third-party websites is beyond our control, and we cannot be held responsible for their practices or the content they provide. Whether or not there is a link to another site, you acknowledge that other websites and third-party marketers have their own privacy policies. Therefore, it is your responsibility to review their collection and disclosure practices before using any link. We strongly recommend that all users familiarize themselves with the privacy statements of third-party websites before providing them with any information or participating in any promotions or offers.

10. Special Notification for the Residents of Different States

As a business, we operate in accordance with the codes and acts applicable to the states and locations where interactions occur between our company and users. In certain cases, we may be required to disclose the identity of any party to whom personally identifiable information (PII) has been disclosed within specific timeframes. Additionally, we may be obligated to disclose the types of personal information shared with these third parties for marketing purposes. For residents of certain states who wish to make requests regarding this information, we recommend contacting our company directly to process the request on an individual basis. Please note that we reserve the right to deny requests that are not relevant to the contact information specified in this policy.

11. Changes to This Privacy Policy

As a company, we retain the right to modify, add, or remove any portion of our Privacy Policy without prior notice. Any changes made to the Privacy Policy will be reflected in updates posted on our website, and the "Last Updated" date at the bottom of the policy will be revised accordingly. All information collected will be used in accordance with the Privacy Policy that was in effect at the time the information was collected. Users have the option to determine whether our company utilizes their information in this manner.

We encourage users to regularly visit our website to stay informed about any potential changes that may affect them. Changes or revisions to the Privacy Policy relating to website usage will only apply after the updated Privacy Policy has been revised and your acceptance has been indicated.

12. Privacy Inquiries or Complaints

Our company is committed to ensuring the accuracy and completeness of all personally identifiable information (PII) we hold. Users have full control over the information they provide to us for servicing purposes. You can update your PII at any time and as frequently as desired. Additionally, users have the right to request the removal of their PII. However, please note that certain information may be withheld from deletion if required by law or as part of fraud investigations, contrary to what was mentioned above.

The Site and related services are provided by first-lend.com. If you have any requests, complaints, or inquiries regarding the services, modifications, or access to your PII provided by the Site, please contact us at contact@first-lend.com. If you believe that your issue has not been properly addressed, you may also contact the relevant organizations in your state of residence that are authorized to review or resolve such matters.

13. Contact Info.

Nilesh Desai

dnilesh025@gmail.com